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What account is in your best interest?

We have a variety of deposit accounts designed to meet all your personal banking needs. Give us a call or come by First State Bank Graham and we'll be glad to explain all our products and services to you. Each depositor insured to at least $250,000.

Business Checking

Description

Our qualified business customers enjoy unlimited check writing, no per item fees, and, by maintaining the minimum daily balance, avoid a monthly maintenance fee.

Commercial Business Checking

Description

Please contact our New Accounts representative at 940-549-8880 for account information.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.