What account is in your best interest?

We have a variety of deposit accounts designed to meet all of your personal banking needs. Give us a call or come by First State Bank and we'll be glad to explain all of our products and services to you. Each depositor insured to at least $250,000.

Basic Checking

Details

Maintain Daily Balance of $100 or $3.00 monthly service fee
E-statement Only
Debit Card
Online Banking / Bill Pay
Unlimited check writing if minimum daily balance is maintained

Basic Plus Checking

Description

Enjoy unlimited check writing and avoid a monthly maintenance fee by maintaining the minimum daily balance in your account.

Details

$100 Opening Deposit
Maintain Daily Balance of $500 or $10.00 monthly service fee
Choice of Statement
Debit Card
Online Banking / Bill Pay
Unlimited check writing if maintains minimum daily balance

Preferred Account

Details

$100 Opening Deposit / No Minimum Balance
Choice of Statement
Debit Card
Online Banking / Bill Pay
No Charge Preferred Non-Duplicate Checks
No Charge Cashier's Checks
Unlimited check writing
$10,000 AD&D $10.00 monthly fee
$20,000 AD&D $11.00 monthly fee
$30,000 AD&D $12.00 monthly fee

Preferred Plus Account

Description

The Preferred Plus Account is available to our customers age 55 and above. You will receive all of the benefits of our Preferred Account at a reduced monthly membership fee.

Details

For Customers Age 55 and Over
$100 Opening Deposit / No Minimum Balance
Choice of Statement
Debit Card
Online Banking / Bill Pay
No Charge Preferred Non-Duplicate Checks
No Charge Cashier's Checks
Unlimited check writing
$10,000 AD&D $6.00 monthly fee
$20,000 AD&D $7.00 monthly fee
$30,000 AD&D $8.00 monthly fee

Senior Checking

Description

Enjoy unlimited check writing in the Senior Checking Account, if you are age 62 or above. Visit with our new accounts representative to receive your social security benefits by direct deposit into your checking account.

Details

$100 Opening Deposit
Maintain Daily Balance of $100 or $5.00 monthly service fee
One ACH Direct Deposit Required
Choice of Statement
Debit Card
Online Banking / Bill Pay
Unlimited Check Writing if minimum ballance is maintained
No Charge Cashier's Checks up to 3 per month

NOW Account

Details

$1000 Opening Deposit
Maintain Daily Balance of $1000 or $10.00 monthly service fee
Choice of Statement
Debit Card
Online Banking / Bill Pay
Withdrawal limitations apply
Earns interest

Savings Account

Description

Deposits are unlimited and intrest accrues daily. Maintain a ballance of $100 and there is no monthly maintence fee.

Details

$100 Opening Deposit
Maintain Daily Balance of $100 or $1.00 monthly service fee or $3.00 service fee per quarter
Choice of Statement

Online Banking
Withdrawal limitations apply
Earns interest
Minors under age 18: $50 opening deposit / no service fee until 18th birthday

Money Market Account

Description

A Money Market Account provides a higher interest rate and allows convenient access; you may write as many as six checks per month. This account opens with a minimum of $1500.

Details

$1500 Opening Deposit
Maintain Daily Balance of $1500 or $10.00 monthly service fee
Choice of Statement
Online Banking
Withdrawal limitations apply
Earns interest