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What account is in your best interest?

We have a variety of deposit accounts designed to meet all of your personal banking needs. Give us a call or come by First State Bank and we'll be glad to explain all of our products and services to you. Each depositor insured to at least $250,000.

Basic Checking

Details

  • Maintain Daily Balance of $100 or $3.00 monthly service fee
  • E-statement Only
  • Debit Card
  • Online Banking / Bill Pay
  • Unlimited check writing if minimum daily balance is maintained

Basic Plus Checking

Description

Enjoy unlimited check writing and avoid a monthly maintenance fee by maintaining the minimum daily balance in your account.

Details

  • $100 Opening Deposit
  • Maintain Daily Balance of $500 or $10.00 monthly service fee
  • Choice of Statement
  • Debit Card
  • Online Banking / Bill Pay
  • Unlimited check writing if maintains minimum daily balance

Preferred Account

Details

  • $100 Opening Deposit / No Minimum Balance
  • Choice of Statement
  • Debit Card
  • Online Banking / Bill Pay
  • No Charge Preferred Non-Duplicate Checks
  • No Charge Cashier's Checks
  • Unlimited check writing
  • $10,000 AD&D $10.00 monthly fee
  • $20,000 AD&D $11.00 monthly fee
  • $30,000 AD&D $12.00 monthly fee

Preferred Plus Account

Description

The Preferred Plus Account is available to our customers age 55 and above. You will receive all of the benefits of our Preferred Account at a reduced monthly membership fee.

Details

  • For Customers Age 55 and Over
  • $100 Opening Deposit / No Minimum Balance
  • Choice of Statement
  • Debit Card
  • Online Banking / Bill Pay
  • No Charge Preferred Non-Duplicate Checks
  • No Charge Cashier's Checks
  • Unlimited check writing
  • $10,000 AD&D $6.00 monthly fee
  • $20,000 AD&D $7.00 monthly fee
  • $30,000 AD&D $8.00 monthly fee

Senior Checking

Description

Enjoy unlimited check writing in the Senior Checking Account, if you are age 62 or above. Visit with our new accounts representative to receive your social security benefits by direct deposit into your checking account.

Details

  • $100 Opening Deposit
  • Maintain Daily Balance of $100 or $5.00 monthly service fee
  • One ACH Direct Deposit Required
  • Choice of Statement
  • Debit Card
  • Online Banking / Bill Pay
  • Unlimited Check Writing if minimum ballance is maintained
  • No Charge Cashier's Checks up to 3 per month

NOW Account

Details

  • $1000 Opening Deposit
  • Maintain Daily Balance of $1000 or $10.00 monthly service fee
  • Choice of Statement
  • Debit Card
  • Online Banking / Bill Pay
  • Withdrawal limitations apply
  • Earns interest

Savings Account

Details

  • $100 Opening Deposit
  • Maintain Daily Balance of $100 or $1.00 monthly service fee or $3.00 service fee per quarter
  • Choice of Statement
  • Online Banking
  • Withdrawal limitations apply
  • Earns interest
  • Minors under age 18: opening deposit/no service fee until 18th birthday

Money Market Account

Description

A Money Market Account provides a higher interest rate and allows convenient access; you may write as many as six checks per month. This account opens with a minimum of $1500.

Details

  • $1500 Opening Deposit
  • Maintain Daily Balance of $1500 or $10.00 monthly service fee
  • Choice of Statement
  • Online Banking
  • Withdrawal limitations apply
  • Earns interest