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First State Bank is big enough to meet all your banking needs and small enough to give you all the personal attention you well deserve. After all, we are not just bankers... We are your friends and neighbors too. FSB starts its personal service by offering a complete range of bank accounts: Certificate of Deposit (CD) Accounts Individual Retirement Accounts (IRAs) For additional information regarding any of these accounts or their current interest rates, please call or visit any First State Bank branch: Graham (940-549-8880) Possum Kingdom (940-521-0651) Throckmorton (940-849-6511) Woodson (940-345-6511)
Our current customers can access status reports on their existing checking accounts, savings accounts, CDs, and loans by calling our voice access service at 940-549-8881. Free Checking Account: Enjoy unlimited check writing and no monthly maintenance fees. You will receive a detailed transaction statement monthly. Checks and other items will be retained by the bank for safekeeping in microfilm. Personal Account: Enjoy unlimited check writing and avoid a monthly maintenance fee by maintaining the minimum daily balance in your Personal Account. Monthly maintenance fees may vary depending on your daily balance. Preferred Account: With a Preferred Account you will receive free personalized checks, unlimited check writing privileges, personal coverage with $10,000 accidental death & dismemberment insurance and a $20,000 common carrier insurance, and a small safe deposit box for one year. All of these benefits are included as part of your monthly membership fee. Preferred Plus Account: The Preferred Plus Account is available to our customers age 55 and above. You will receive all of the benefits of our Preferred Account at a reduced monthly membership fee. Senior Checking: Enjoy unlimited check writing and no monthly maintenance fee in the Senior Checking Account, if you are age 62 or above. Visit with our new accounts representative to receive your social security benefits by direct deposit into your checking account. No Fee Checking: This 'No Fee' Checking Account is available to civic groups, non-profit organizations, and churches. Please contact your local new accounts representative to request additional information. Our qualified business customers enjoy unlimited check writing, no per item fees, and, by maintaining the minimum daily balance, avoid a monthly maintenance fee. Now Account: This account opens with $1000.00. Maintain a minimum daily balance to avoid a minimum balance fee and enjoy unlimited check writing. This account earns interest that is compounded and credited monthly. Super Now Account: This account opens with $1500.00. Maintain a minimum daily balance to avoid a minimum balance fee and enjoy unlimited check writing. This account earns interest that is compounded and credited monthly. Personal Savings Account: Open this account with a minimum of $100. Deposits are unlimited and interest accrues daily. Maintain a balance of $100 and there is no monthly maintenance fee. First Fund Money Market Account: A First Fund Money Market Account provides a higher interest rate and allows convenient access; you may write as many as three checks per month. This account opens with a minimum of $1000. Certificate of Deposit (CD) Accounts Short and long term certificates are available. Interest options are available on all terms, such as monthly transfers to your FSB account or leaving your interest in the account and letting your interest earn interest. Call Voice Access at 940-549-8881 for current rate information. Individual Retirement Accounts (IRAs) Current rates and details of an Individual Retirement Account may be obtained by contacting one of our New Accounts Representatives at any of our locations.
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